Home Insurance

Home Insurance in Arizona

Home insurance quotes from many top companies.

Shopping around for home insurance can be time consuming and difficult. With Lucas Flood Agency, we do the comparison shopping for you. We’ll help you find great coverage and rates. Plus, as your life changes, we can continue to quote your coverage with our portfolio of insurance companies, to keep your rates competitive. Get free insurance quotes or contact us to get started now.

Home Insurance Coverage

Personal Liability
Covers property damage and bodily injury that you or a resident family member cause to another party.
Covers physical damage to your home caused by a variety of perils, like fire, weather, and vandalism.
Other Structures
Covers physical damage to other structures on your property, not attached to your home, like a detached garage.
Loss of Use
Covers the cost of alternative living arrangements if your home is unlivable due to a covered incident.
Personal Property
Covers your property, like clothes, furniture, appliances, and other things kept in your home.
Covers certain higher risk classes of property, like jewelry, furs, and art. This property often has a limit of coverage on a standard policy.
Medical Payments
Covers minor medical bills for guests that are injured on your property.
Water Backup
Covers damage that results from a backed up sewer or drain.
And More
There are many coverage options available, depending on your needs.

Home Insurance Questions


How much does home insurance cost?

Your home insurance premium will vary based on many factors, including the value and location of your property, your insurance history, and what coverage you choose. As of Sept 2023, our average home premium in Arizona is about $1,000 per year.

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