Car Insurance

Car Insurance in Arizona

Car insurance quotes from many top companies.

Shopping around for car insurance can be time consuming and difficult. With Lucas Flood Agency, we do the comparison shopping for you. We’ll help you find great coverage and rates. Plus, as your life changes, we can continue to quote your coverage with our portfolio of insurance companies, to keep your rates competitive. Get free insurance quotes or contact us to get started now.

Car Insurance Coverage

Covers property damage and bodily injury that you cause to another party with your vehicle.
Covers physical damage to your vehicle caused by a collision with another vehicle or object.
Covers physical damage to your vehicle caused by something other than a collision.
Uninsured / Underinsured Liability
Covers bodily injury you sustain in an accident with a driver that has too little or no insurance.
Rental Reimbursement
Covers the cost of a rental car while your car is being repaired from a covered accident.
Roadside Assistance
Covers towing and other emergency assistance if your vehicle becomes disabled on the road.
Medical Expenses
Covers you and/or passenger medical expenses without regard to fault.
Custom Parts
Covers after-market parts and equipment you’ve added to your vehicle.
And More
There are many coverage options available, depending on your needs.

Common Car Insurance Questions


Is car insurance required in Arizona?

Yes, AZ requires insurance coverage for any vehicle you use on roads, including golf carts and motorcycles. The minimum coverage needed is $25,000/$50,000 in bodily injury liability and $15,000 in property damage liability.
Source: AZ Department of Transportation

Do I need more than the minimum coverage?

While the minimum limits allow you to drive legally, they’re too little to cover many common accidents. $15,000 of property damage liability, for instance, is not enough coverage to replace nearly any new vehicle today. So, if you’re responsible for totaling someone’s new pickup, you’ll be on the hook for any costs that exceed the $15,000 limit.

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