
Unlike many agencies, we’re not limited to one or two insurance companies. As an independent insurance broker, we’re able to quote and issue coverage with dozens of insurance companies. More options mean we’re often able to improve your coverage and lower your costs.
We’re not some multinational corporation, but we’ve partnered with a few. We couple their knowledge and technology with personalized, local service. We aim to know you on a personal level so we can offer better recommendations and strategies.
We’re part of the Prescott, AZ community and we’ll be here for personal, local service when you need it. In addition, our knowledge of the local region means we’re familiar with areas prone to flood or wildfire risk. We can recommend the right options for all your specific insurance needs.
Lorrie VodikaNovember 25, 2025 They are AMAZING!!!! They do anything they can to help you get the least expensive Homeowner and Auto insurance policy. Everyone in the office are kind and giving. Adrian AguilarNovember 24, 2025 Oscar Cruz was very helpful and went above and beyond his duty. Even though he quoted me on a price, he continued to keep looking to better that price. Which eventually he did and I was happy with the first quote. Walter CritesNovember 19, 2025 We use Luca Flood for our insurance needs because he makes it very easy to set up and become covered. He is very courteous and helpful, fulfilling all our insurance needs at the best prices. Highly recommended. Chip MonacoNovember 14, 2025 Agent Kathryn Turner was extremely helpful and quick to gather information, ensuring I had the coverage I needed. I highly recommend her services. Mike popOctober 14, 2025 Fair fast and friendly service JackOctober 13, 2025 Both Lucas and Jesse was fantastic!! Very kind,caring and professional. 5 stars!!! Michelle OuelletteOctober 7, 2025 Helped me save a lot on car insurance!!! Joanne FrerkingOctober 2, 2025 Lucas was prompt and most helpful....and the rates are good! Thank you! John ConnerOctober 1, 2025 Lucas is the real deal. He is not tied to just one company, which means he actually works in YOUR best interest. He took the time to shop multiple providers, explained the differences clearly, and made sure I had the best coverage without overpaying. The customer service was fast, thorough, and personal, exactly what you want when it comes to protecting your family and assets. If you need auto, property, life, business, or umbrella coverage, Lucas is the one you want in your corner.

Lucas started his insurance career in 2015. After working for a captive agency for almost seven years, he started the Lucas Flood Insurance Agency in 2021. He founded his new agency to better serve his clients by offering access to more carriers and product options.
Lucas obtained his bachelor’s degree from Northern Arizona University in 2005 with an emphasis in Marketing. He later went on to obtain his MBA from the University of Phoenix. Through his education and valuable work experience, he understands the value of taking care of his clients and personal relationships.
As a native of Northern Arizona, Lucas enjoys spending time in the great outdoors. His favorite activities include hunting, camping, golfing, kayaking, paddle boarding and hiking. He enjoys family time with his wife and three kids and is a big supporter of children’s/youth sports. Together Lucas and his family enjoy traveling, playing board games and hanging out with friends.
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